Financial inclusion
Fast Reading
- Despite a decrease in absolute poverty, billions worldwide are financially excluded
- Financial inclusion is both socially and economically beneficial to wider society
- For investors, it offers access to significant growth opportunities in untapped markets
Almost a third of adults globally (about 1.7 billion people) remain unbanked, half of whom are from the poorest 40% of the world population.6 Many more are unable to access financial services like loans which are taken for granted in the developed world. Being excluded from the formal financial economy, or at least from access to credit facilities which could be deemed ‘reasonable and fair’ often creates a vicious circle, trapping people in a cycle of debt.
This issue of Spectrum explores why financial inclusion should be an essential part of ‘building back better’, not just as a moral imperative, but as a significant economic opportunity which offers real benefits for society as a whole.
Financial Inclusion: an economic opportunity for all
Financial Inclusion: an economic opportunity for all
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